We bridge CRE loans to stablecoin liquidity using blockchain and AI. Earn 5-15% yields secured by real-world assets—ushering in the next phase of DeFi utility.
Diversify beyond crypto market cycles with tokenized commercial real estate debt—secured by physical assets and generating steady cash flows.
Bring stablecoin liquidity to the traditionally illiquid CRE debt market, enabling instant capital deployment and composability.
Every loan is backed by real-world commercial property with conservative LTV ratios, providing significant downside protection.
Familiar DeFi UX with wallet connection, on-chain transactions, and full transparency—bridging TradFi assets with Web3 technology.
Our architecture connects traditional real estate finance with blockchain efficiency, creating a seamless flow of capital and yield.
CRE originators submit mid-market loans ($5M-$50M) to CREFAI. After underwriting and legal structuring, loans are tokenized into ERC-20 tranches on-chain with unique risk/return profiles.
DeFi users deposit USDC, USDT, or DAI into loan-specific pools or the general CREFAI Earn pool. Smart contracts manage allocations, ensuring optimal capital efficiency and risk distribution.
As borrowers make interest payments, yields flow through smart contracts to token holders automatically. All transactions, rates, and payments are transparent and verifiable on-chain.
CREF token holders govern the protocol, vote on loan parameters, and earn protocol fees. The DAO incentivizes quality origination through token rewards, creating a self-sustaining ecosystem.
Choose your risk/reward profile with our range of investment products, all secured by real estate collateral.
CREFAI Earn offers a simple way to put your stablecoins to work. Deposit USDC, USDT, or DAI and start earning immediately with no lockup period or complex steps.
A revolutionary blockchain with native understanding of the CRE capital stack, automating distributions and unlocking unparalleled capital efficiency.
Built-in protocols for senior debt, mezzanine, preferred and common equity
Smart contracts that execute distribution events by predefined rules
Protocol-level risk scoring and yield optimization technology
The CREF token powers governance, aligns incentives, and distributes value across the protocol. Stake CREF to participate in the growing real estate DeFi revolution.
Stake CREF to earn a share of protocol fees generated from loan origination and interest spread.
Shape protocol parameters, underwriting standards, and ecosystem expansion through on-chain voting.
Loan originators stake CREF to access higher loan capacity and reduced fees, ensuring quality underwriting.
Connect your wallet and start earning stable yields from tokenized CRE loans today.